Increase your savings Work with your coach to develop a plan to balance your income and expenses. Access financial services Access consumer-friendly alternatives to payday-loans. Become a Homeowner A Stand By Me coach can help you build your credit score, reduce debt and qualify for a mortgage.
Start or expand your business Navigate the bureaucratic and legal maze of business ownership. Since , Stand By Me has helped Delawareans. Reach their financial goals. Improve credit scores on average by. Save more than. By Tanya Svoboda. August Housing Counselors. Home Loan Programs. Down Payment Assistance Programs. First Time Homebuyer Tax Credit. Time to Focus on Affordable Housing Taxes on real estate are not the answer.
Rising home prices fallout: Greater rent burden destroying the dream of homeownership. A secret bias against Blacks exists in mortgage approval algorithms.
Weather causing unexpected, unforeseen headaches for homeowners. Delaware County, presently consisting of over square miles divided into forty-nine municipalities is the oldest settled section of Pennsylvania. Housing Initiatives. View our Press Releases: Read more. About Delaware County Delaware County, presently consisting of over square miles divided into forty-nine municipalities is the oldest settled section of Pennsylvania.
All rights reserved. The funds from this grant will support pre-purchase homeownership counseling for Delawareans who are looking to buy their first homes, and who require financial literacy, budget counseling, and other related services in order to become mortgage-ready. Housing counselors work intensively with pre-purchase clients to ensure that they are equipped with the information and resources they need to select a sound mortgage product which is right for their financial situation and personal goals.
Last year, counselors from NCALL, First State, and YWCA conducted more than 5, homeownership counseling and education activities, including one-on-one counseling appointments, workshops, seminars, and homebuyer fairs. A decent, affordable home positively impacts all aspects of family life, from health and education to stability and employment.
Housing counseling is a well proven means to sustainable homeownership, rental housing, and foreclosure prevention. Financial literacy training is offered to lower-income households struggling to repair credit, to broaden their options, and to help seniors stay in their home.
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